Workers Compensation Insurance
Florida Workers CompensationInsurance
Protect your employees and your business with workers' compensation insurance. Florida law requires most employers to carry workers' comp — we make it easy and affordable.
Florida Requirements
Who Needs Workers Comp in Florida?
Florida law requires workers' compensation insurance for most employers. The requirements vary by industry:
- Construction industry: 1 or more employees (including the owner)
- Non-construction industry: 4 or more employees
- Agricultural industry: 6 or more regular employees or 12 or more seasonal workers
- State and local government: All employees
Penalties for non-compliance can include stop-work orders, fines of up to $1,000 per day, and personal liability for employee injuries.
Class Code Lookup
Find Your Workers Comp Class Code
Every business is classified by a 4-digit NCCI class code. Look up your code to understand your rate and coverage.
Get a Florida Workers Comp Quote Today
Most businesses get coverage options within 24 hours.