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North Carolina Workers Comp Class Codes & Rates

North Carolina workers' compensation insurance is regulated by the North Carolina Department of Insurance. The North Carolina Rate Bureau (NCRB) sets advisory rates for the state, which differ from NCCI states.

Rating Org

NCRB

Effective

2026-04-01

Avg Rate

$1.48

Codes Listed

70+

North Carolina requires all employers with 3 or more employees to carry workers' compensation insurance. Rates shown are NCRB loss costs effective April 1, 2026.

70 codes
CodeDescriptionRate / $100
0005Farm - Nursery Employees & Drivers$1.07
0008Farm - Vegetable & Drivers$0.88
0016Farm - Orchard or Grove & Drivers$1.50
0034Farm - Poultry or Egg Producer & Drivers$1.40
0035Farm - Florist & Drivers$1.01
0036Farm - Dairy & Drivers$1.62
0037Farm - Field Crops & Drivers$1.40
0042Landscape Gardening & Drivers$1.61
0050Farm Machinery Operation - By Contractor & Drivers$2.19
0079Farm - Berry or Vineyard & Drivers$0.85
0083Farm - Cattle or Livestock Raising NOC & Drivers$1.66
0106Tree Pruning & Drivers$4.31
1430Foundry - Iron or Steel$2.80
1452Die Casting$1.90
2001Sawmill$4.10
2021Furniture Mfg - Wood$2.00
2039Cabinet Mfg$1.80
2110Mattress or Box Spring Mfg$1.70
2160Textile Mfg NOC$1.65
2501Bakery$1.40
2585Meat Packing$3.80
3004Iron or Steel Fabrication$2.50
3030Welding NOC$2.70
3081Machine Shop NOC$1.50
3803Automobile Repair - All Employees$1.45
4299Printing$1.10
5022Masonry NOC$4.10
5040Iron or Steel Erection - Frame Structures$5.60
5160Elevator Erection/Repair$1.20
5183Plumbing NOC and Drivers$2.20
5190Electrical Wiring Within Building and Drivers$2.40
5213Concrete Construction NOC$4.00
5403Carpentry NOC$3.40
5437Carpentry - Install Cabinet Work/Interior Trim$3.60
5474Painting or Paperhanging NOC$3.50
5507Street or Road Construction or Reconstruction$2.60
5535Sheet Metal Work - Installation & Drivers$4.20
5537Heating, Ventilation, Air Conditioning (HVAC)$2.30
5551Roofing - All Kinds & Drivers$5.40
5645Carpentry - Detached Dwellings$6.10
5651Carpentry - Dwellings 3 Stories or Less$3.80
6217Excavation and Drivers$2.60
6400Fence Erection - Metal$2.90
7219Trucking NOC$4.10
7222Truckers - Long Haul$5.20
7380Drivers, Chauffeurs & Their Helpers$3.70
7382Bus Company$3.20
7705Ambulance Service Companies, EMS Providers & Drivers$2.60
8006Store - Grocery Retail$1.25
8010Store - Hardware$1.05
8017Retail Stores NOC$0.96
8018Store - Wholesale NOC$2.40
8039Department or Discount Stores$1.20
8044Store - Furniture & Drivers$1.55
8045Store - Drug Retail$0.68
8292Storage Warehouse NOC$1.60
8380Auto Service and Repair Center$1.38
8393Automobile Body Repair$0.92
8601Architects or Engineer Consulting$0.22
8742Salespersons, Messengers - Outside$0.16
8810Clerical Office Employees NOC$0.07
8820Attorney - All Employees$0.05
8832Medical Offices, Physician$0.19
8835Nursing - Home Health$1.10
9014Buildings - Operation by Contractor$2.05
9052Hotel - All Other Employees$1.28
9082Restaurant NOC$0.94
9083Restaurant - Fast Food$0.97
9170Janitorial Service by Contractors$6.10
9403Garbage and Refuse - Collecting in Containers$4.40

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