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5221FL

Concrete or Cement Work - Sidewalks

Florida Workers' Compensation Class Code 5221 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$3.87

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 5221?

Class code 5221 covers concrete or cement work for sidewalks, curbs, and gutters. Work involves forming, pouring, finishing, and curing concrete for pedestrian and drainage infrastructure. In Florida, this classification is common in municipal and commercial site development projects. Hazards include concrete chemical burns, musculoskeletal strain, and working near traffic.

Who is Covered Under This Code?

Sidewalk and curb concrete workers, form setters, and finishers.

Tips to Reduce Your Premium

  • Traffic control plans are required for sidewalk work near roadways
  • Concrete chemical burn prevention requires proper PPE
  • Separate interior floor work under code 5200 if operations are distinct

Frequently Asked Questions

What is workers comp class code 5221?

Class code 5221 covers concrete or cement work for sidewalks, curbs, and gutters. Work involves forming, pouring, finishing, and curing concrete for pedestrian and drainage infrastructure. In Florida, this classification is common in municipal and commercial site development projects. Hazards include concrete chemical burns, musculoskeletal strain, and working near traffic.

What is the workers comp rate for class code 5221 in Florida?

The current workers' compensation rate for class code 5221 in Florida is $3.87 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 5221?

Sidewalk and curb concrete workers, form setters, and finishers.

How can I reduce my workers comp premium for class code 5221 in Florida?

Traffic control plans are required for sidewalk work near roadways Concrete chemical burn prevention requires proper PPE Separate interior floor work under code 5200 if operations are distinct

Do I need workers comp insurance for employees classified under code 5221 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5221 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 5221 in FL.

Quick Facts

Class Code
5221
State
Florida
Rate per $100
$3.87
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

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