Wallboard Installation Within Buildings & Drivers
Florida Workers' Compensation Class Code 5445 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$4.53
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5445?
Class code 5445 covers wallboard (drywall) installation within buildings. Drywall installation is one of the most common construction trades in Florida. Work involves hanging drywall panels on walls and ceilings, taping and finishing joints, and preparing surfaces for painting. Hazards include falls from scaffolding and lifts for ceiling work, back injuries from handling heavy drywall panels, and repetitive motion injuries from taping and finishing.
Who is Covered Under This Code?
Drywall hangers, tapers, drywall finishers, and helpers.
Tips to Reduce Your Premium
- Fall protection is required for ceiling drywall installation from scaffolding or lifts
- Back injury prevention programs reduce heavy drywall panel handling injuries
- Ergonomic programs reduce repetitive motion injuries in taping and finishing
- Separate ceiling installation under code 5020 if performed by separate crews
Frequently Asked Questions
What is workers comp class code 5445?
Class code 5445 covers wallboard (drywall) installation within buildings. Drywall installation is one of the most common construction trades in Florida. Work involves hanging drywall panels on walls and ceilings, taping and finishing joints, and preparing surfaces for painting. Hazards include falls from scaffolding and lifts for ceiling work, back injuries from handling heavy drywall panels, and repetitive motion injuries from taping and finishing.
What is the workers comp rate for class code 5445 in Florida?
The current workers' compensation rate for class code 5445 in Florida is $4.53 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5445?
Drywall hangers, tapers, drywall finishers, and helpers.
How can I reduce my workers comp premium for class code 5445 in Florida?
Fall protection is required for ceiling drywall installation from scaffolding or lifts Back injury prevention programs reduce heavy drywall panel handling injuries Ergonomic programs reduce repetitive motion injuries in taping and finishing Separate ceiling installation under code 5020 if performed by separate crews
Do I need workers comp insurance for employees classified under code 5445 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5445 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5445 in FL.
Quick Facts
- Class Code
- 5445
- State
- Florida
- Rate per $100
- $4.53
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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