Bus Company
Florida Workers' Compensation Class Code 7382 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.90
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 7382?
Class code 7382 covers bus company operations, including intercity, charter, and commuter bus services. Work involves driving, passenger assistance, vehicle inspection, and maintenance. Florida's tourism industry and growing population support significant bus operations. Hazards include motor vehicle accidents, passenger assistance injuries, and the cumulative effects of prolonged driving.
Who is Covered Under This Code?
Bus drivers, mechanics, dispatchers, and terminal workers.
Tips to Reduce Your Premium
- DOT compliance and driver qualification files are mandatory
- Passenger assistance training reduces slip-and-fall claims at bus stops
- Separate school bus operations under code 7383
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 7382?
Class code 7382 covers bus company operations, including intercity, charter, and commuter bus services. Work involves driving, passenger assistance, vehicle inspection, and maintenance. Florida's tourism industry and growing population support significant bus operations. Hazards include motor vehicle accidents, passenger assistance injuries, and the cumulative effects of prolonged driving.
What is the workers comp rate for class code 7382 in Florida?
The current workers' compensation rate for class code 7382 in Florida is $3.90 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 7382?
Bus drivers, mechanics, dispatchers, and terminal workers.
How can I reduce my workers comp premium for class code 7382 in Florida?
DOT compliance and driver qualification files are mandatory Passenger assistance training reduces slip-and-fall claims at bus stops Separate school bus operations under code 7383
Do I need workers comp insurance for employees classified under code 7382 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 7382 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 7382 in FL.
Quick Facts
- Class Code
- 7382
- State
- Florida
- Rate per $100
- $3.90
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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