Back to Florida Class Codes
8855FL

Banks and Trust Companies - All Employees

Florida Workers' Compensation Class Code 8855 • FWCJUA / NCCI • Effective 2025-01-01

Current Rate

$0.07

per $100 of payroll

FWCJUA / NCCI 2025-01-01

What is Class Code 8855?

Class code 8855 covers bank and trust company operations, including all employees from tellers and loan officers to branch managers and administrative staff. Work is primarily office-based involving financial transactions, customer service, and administrative functions. Hazards are low, primarily involving robbery-related injuries (banks have elevated robbery risk) and ergonomic strain from computer work.

Who is Covered Under This Code?

Bank tellers, loan officers, branch managers, and administrative staff.

Tips to Reduce Your Premium

  • Security protocols and robbery prevention training reduce robbery-related claims
  • Ergonomic workstations are the primary risk management tool for bank operations
  • Separate armored car operations under transportation codes

Frequently Asked Questions

What is workers comp class code 8855?

Class code 8855 covers bank and trust company operations, including all employees from tellers and loan officers to branch managers and administrative staff. Work is primarily office-based involving financial transactions, customer service, and administrative functions. Hazards are low, primarily involving robbery-related injuries (banks have elevated robbery risk) and ergonomic strain from computer work.

What is the workers comp rate for class code 8855 in Florida?

The current workers' compensation rate for class code 8855 in Florida is $0.07 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.

Who is covered under class code 8855?

Bank tellers, loan officers, branch managers, and administrative staff.

How can I reduce my workers comp premium for class code 8855 in Florida?

Security protocols and robbery prevention training reduce robbery-related claims Ergonomic workstations are the primary risk management tool for bank operations Separate armored car operations under transportation codes

Do I need workers comp insurance for employees classified under code 8855 in Florida?

Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8855 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.

Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.

Premium Estimator

Enter your annual payroll to estimate your base premium for code 8855 in FL.

Quick Facts

Class Code
8855
State
Florida
Rate per $100
$0.07
Rating Org
FWCJUA / NCCI
Effective
2025-01-01

Need a Quote for Code 8855?

We specialize in workers' comp for FL businesses. Get a competitive quote today.

Get a Free Quote(239) 228-8029