Carpentry - Install Cabinet Work/Interior Trim
Illinois Workers' Compensation Class Code 5437 • NCCI • Effective 2025-01-01
Current Rate
$3.90
per $100 of payroll
NCCI 2025-01-01
What is Class Code 5437?
Class code 5437 covers carpentry work involving the installation of cabinet work and interior trim, including kitchen cabinets, bathroom vanities, crown molding, baseboards, door casings, and similar finish carpentry. This is a lower-risk carpentry code than general framing because finish carpentry involves less heavy lifting and reduced fall exposure. In Florida, this classification is in high demand due to the active residential construction and remodeling market.
Who is Covered Under This Code?
Finish carpenters, cabinet installers, trim carpenters, and millwork installers.
Tips to Reduce Your Premium
- Separate rough framing work under code 5403 or 5645 — finish carpentry has a lower rate
- Nail gun safety training reduces puncture wound claims
- Ensure workers classified here do not perform structural framing work
Rate Comparison by State
| State | Description | Rate / $100 | |
|---|---|---|---|
| IL | Carpentry - Install Cabinet Work/Interior Trim | $3.90 | Current |
| FL | Carpentry - Install Cabinet Work/Interior Trim | $4.57 | View |
| MI | Carpentry - Install Cabinet Work/Interior Trim | $4.20 | View |
| TX | Carpentry - Install Cabinet Work/Interior Trim | $3.70 | View |
| SC | Carpentry - Install Cabinet Work/Interior Trim | $4.00 | View |
| NC | Carpentry - Install Cabinet Work/Interior Trim | $3.60 | View |
Frequently Asked Questions
What is workers comp class code 5437?
Class code 5437 covers carpentry work involving the installation of cabinet work and interior trim, including kitchen cabinets, bathroom vanities, crown molding, baseboards, door casings, and similar finish carpentry. This is a lower-risk carpentry code than general framing because finish carpentry involves less heavy lifting and reduced fall exposure. In Florida, this classification is in high demand due to the active residential construction and remodeling market.
What is the workers comp rate for class code 5437 in Illinois?
The current workers' compensation rate for class code 5437 in Illinois is $3.90 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5437?
Finish carpenters, cabinet installers, trim carpenters, and millwork installers.
How can I reduce my workers comp premium for class code 5437 in Illinois?
Separate rough framing work under code 5403 or 5645 — finish carpentry has a lower rate Nail gun safety training reduces puncture wound claims Ensure workers classified here do not perform structural framing work
Do I need workers comp insurance for employees classified under code 5437 in Illinois?
Yes. Illinois requires most employers to carry workers' compensation insurance for their employees. Class code 5437 employees must be covered. Penalties for non-compliance in Illinois can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5437 in IL.
Quick Facts
- Class Code
- 5437
- State
- Illinois
- Rate per $100
- $3.90
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
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