Concrete Construction NOC
Michigan Workers' Compensation Class Code 5213 • NCCI • Effective 2025-01-01
Current Rate
$4.70
per $100 of payroll
NCCI 2025-01-01
What is Class Code 5213?
Class code 5213 covers concrete construction work not otherwise classified, including the forming, pouring, and finishing of concrete for commercial and industrial structures. This includes foundations, slabs, walls, columns, and elevated concrete structures. Concrete work is one of the most physically demanding construction trades, involving heavy lifting, working with heavy equipment, and chemical exposure to wet concrete. In Florida, concrete construction is ubiquitous due to the state's building code requirements for hurricane resistance.
Who is Covered Under This Code?
Concrete workers, form setters, concrete finishers, pump operators, and concrete laborers.
Tips to Reduce Your Premium
- Concrete burns from wet cement are a common injury — enforce skin and eye protection
- Back injury prevention programs reduce the most common claim type in concrete work
- Fall protection is required for elevated concrete work
- Separate residential concrete work under code 5215 if applicable
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 5213?
Class code 5213 covers concrete construction work not otherwise classified, including the forming, pouring, and finishing of concrete for commercial and industrial structures. This includes foundations, slabs, walls, columns, and elevated concrete structures. Concrete work is one of the most physically demanding construction trades, involving heavy lifting, working with heavy equipment, and chemical exposure to wet concrete. In Florida, concrete construction is ubiquitous due to the state's building code requirements for hurricane resistance.
What is the workers comp rate for class code 5213 in Michigan?
The current workers' compensation rate for class code 5213 in Michigan is $4.70 per $100 of payroll, as set by NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5213?
Concrete workers, form setters, concrete finishers, pump operators, and concrete laborers.
How can I reduce my workers comp premium for class code 5213 in Michigan?
Concrete burns from wet cement are a common injury — enforce skin and eye protection Back injury prevention programs reduce the most common claim type in concrete work Fall protection is required for elevated concrete work Separate residential concrete work under code 5215 if applicable
Do I need workers comp insurance for employees classified under code 5213 in Michigan?
Yes. Michigan requires most employers to carry workers' compensation insurance for their employees. Class code 5213 employees must be covered. Penalties for non-compliance in Michigan can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5213 in MI.
Quick Facts
- Class Code
- 5213
- State
- Michigan
- Rate per $100
- $4.70
- Rating Org
- NCCI
- Effective
- 2025-01-01
Related Class Codes
Need a Quote for Code 5213?
We specialize in workers' comp for MI businesses. Get a competitive quote today.
Get a Free Quote(239) 228-8029