Landscape Gardening & Drivers
North Carolina Workers' Compensation Class Code 0042 • NCRB • Effective 2026-04-01
Current Rate
$1.61
per $100 of payroll
NCRB 2026-04-01
What is Class Code 0042?
Class code 0042 covers landscape gardening operations including lawn maintenance, planting, irrigation installation, and general landscaping work. This is a moderate-to-high risk code due to equipment use and outdoor working conditions.
Who is Covered Under This Code?
Landscapers, lawn maintenance workers, irrigation technicians, tree trimmers (light), and landscape drivers.
Tips to Reduce Your Premium
- Tree trimming and removal should be classified under code 0106 (higher rate)
- Separate nursery/greenhouse employees if applicable
- Heat illness prevention programs are especially important in Florida
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 0042?
Class code 0042 covers landscape gardening operations including lawn maintenance, planting, irrigation installation, and general landscaping work. This is a moderate-to-high risk code due to equipment use and outdoor working conditions.
What is the workers comp rate for class code 0042 in North Carolina?
The current workers' compensation rate for class code 0042 in North Carolina is $1.61 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0042?
Landscapers, lawn maintenance workers, irrigation technicians, tree trimmers (light), and landscape drivers.
How can I reduce my workers comp premium for class code 0042 in North Carolina?
Tree trimming and removal should be classified under code 0106 (higher rate) Separate nursery/greenhouse employees if applicable Heat illness prevention programs are especially important in Florida
Do I need workers comp insurance for employees classified under code 0042 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 0042 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0042 in NC.
Quick Facts
- Class Code
- 0042
- State
- North Carolina
- Rate per $100
- $1.61
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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