Store - Hardware
North Carolina Workers' Compensation Class Code 8010 • NCRB • Effective 2026-04-01
Current Rate
$1.05
per $100 of payroll
NCRB 2026-04-01
What is Class Code 8010?
Class code 8010 covers hardware store retail operations, including home improvement stores, building supply retailers, and tool and equipment dealers. Work involves customer service, stocking heavy merchandise, operating forklifts in the store, and managing lumber and building materials. Hazards include forklift operations, heavy merchandise handling, and cuts from tools and materials.
Who is Covered Under This Code?
Sales associates, stock clerks, forklift operators, and store managers.
Tips to Reduce Your Premium
- Forklift safety programs are critical for hardware store operations
- Heavy merchandise handling training reduces back injury claims
- Separate lumber yard operations under code 8232 if applicable
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 8010?
Class code 8010 covers hardware store retail operations, including home improvement stores, building supply retailers, and tool and equipment dealers. Work involves customer service, stocking heavy merchandise, operating forklifts in the store, and managing lumber and building materials. Hazards include forklift operations, heavy merchandise handling, and cuts from tools and materials.
What is the workers comp rate for class code 8010 in North Carolina?
The current workers' compensation rate for class code 8010 in North Carolina is $1.05 per $100 of payroll, as set by NCRB effective 2026-04-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8010?
Sales associates, stock clerks, forklift operators, and store managers.
How can I reduce my workers comp premium for class code 8010 in North Carolina?
Forklift safety programs are critical for hardware store operations Heavy merchandise handling training reduces back injury claims Separate lumber yard operations under code 8232 if applicable
Do I need workers comp insurance for employees classified under code 8010 in North Carolina?
Yes. North Carolina requires most employers to carry workers' compensation insurance for their employees. Class code 8010 employees must be covered. Penalties for non-compliance in North Carolina can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8010 in NC.
Quick Facts
- Class Code
- 8010
- State
- North Carolina
- Rate per $100
- $1.05
- Rating Org
- NCRB
- Effective
- 2026-04-01
Related Class Codes
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