Concrete Work - Floors, Driveways, Yards
Texas Workers' Compensation Class Code 5200 • TDI / NCCI • Effective 2025-07-01
Current Rate
$3.80
per $100 of payroll
TDI / NCCI 2025-07-01
What is Class Code 5200?
Class code 5200 covers concrete work for floors, driveways, yards, and similar flat work. This includes mixing, pouring, screeding, finishing, and curing concrete for residential and commercial applications. In Florida, this is a high-volume classification due to the state's construction boom. Hazards include chemical burns from wet concrete (which is highly alkaline), musculoskeletal strain from screeding and finishing, and heat illness in Florida's climate.
Who is Covered Under This Code?
Concrete finishers, flatwork laborers, screed operators, and concrete pump operators.
Tips to Reduce Your Premium
- Waterproof gloves and knee pads are essential to prevent concrete burns and knee injuries
- Heat illness prevention is critical for Florida flatwork operations
- Separate formwork and structural concrete under code 5213 if applicable
- Pay-as-you-go workers comp is ideal for project-based concrete contractors
Frequently Asked Questions
What is workers comp class code 5200?
Class code 5200 covers concrete work for floors, driveways, yards, and similar flat work. This includes mixing, pouring, screeding, finishing, and curing concrete for residential and commercial applications. In Florida, this is a high-volume classification due to the state's construction boom. Hazards include chemical burns from wet concrete (which is highly alkaline), musculoskeletal strain from screeding and finishing, and heat illness in Florida's climate.
What is the workers comp rate for class code 5200 in Texas?
The current workers' compensation rate for class code 5200 in Texas is $3.80 per $100 of payroll, as set by TDI / NCCI effective 2025-07-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5200?
Concrete finishers, flatwork laborers, screed operators, and concrete pump operators.
How can I reduce my workers comp premium for class code 5200 in Texas?
Waterproof gloves and knee pads are essential to prevent concrete burns and knee injuries Heat illness prevention is critical for Florida flatwork operations Separate formwork and structural concrete under code 5213 if applicable Pay-as-you-go workers comp is ideal for project-based concrete contractors
Do I need workers comp insurance for employees classified under code 5200 in Texas?
Yes. Texas requires most employers to carry workers' compensation insurance for their employees. Class code 5200 employees must be covered. Penalties for non-compliance in Texas can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5200 in TX.
Quick Facts
- Class Code
- 5200
- State
- Texas
- Rate per $100
- $3.80
- Rating Org
- TDI / NCCI
- Effective
- 2025-07-01
Related Class Codes
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