Farm - Florist & Drivers
Florida Workers' Compensation Class Code 0035 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.10
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 0035?
Class code 0035 covers florist farming operations — the growing of cut flowers, potted plants, and floral crops for commercial sale. This is distinct from retail florist operations (code 0251). Work includes greenhouse cultivation, field growing, harvesting, and packing of floral products. Florida's warm climate supports a significant cut flower industry, particularly in South Florida.
Who is Covered Under This Code?
Greenhouse workers, field flower growers, harvest workers, packing employees, and drivers who transport floral products to market.
Tips to Reduce Your Premium
- Separate retail store employees under code 0251 for significant premium savings
- Greenhouse work involves chemical and pesticide exposure — maintain SDS records
- Ergonomic programs reduce repetitive motion claims common in floral harvesting
Rate Comparison by State
Frequently Asked Questions
What is workers comp class code 0035?
Class code 0035 covers florist farming operations — the growing of cut flowers, potted plants, and floral crops for commercial sale. This is distinct from retail florist operations (code 0251). Work includes greenhouse cultivation, field growing, harvesting, and packing of floral products. Florida's warm climate supports a significant cut flower industry, particularly in South Florida.
What is the workers comp rate for class code 0035 in Florida?
The current workers' compensation rate for class code 0035 in Florida is $2.10 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0035?
Greenhouse workers, field flower growers, harvest workers, packing employees, and drivers who transport floral products to market.
How can I reduce my workers comp premium for class code 0035 in Florida?
Separate retail store employees under code 0251 for significant premium savings Greenhouse work involves chemical and pesticide exposure — maintain SDS records Ergonomic programs reduce repetitive motion claims common in floral harvesting
Do I need workers comp insurance for employees classified under code 0035 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 0035 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0035 in FL.
Quick Facts
- Class Code
- 0035
- State
- Florida
- Rate per $100
- $2.10
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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