Florist - Retail
Florida Workers' Compensation Class Code 0251 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$1.85
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 0251?
Class code 0251 covers retail florist shops where employees arrange and sell cut flowers, plants, and floral products. This is a relatively low-risk retail classification. Work involves flower arranging, customer service, and light delivery. It is distinct from florist farming (code 0035), which covers growing operations.
Who is Covered Under This Code?
Florists, floral designers, counter sales staff, and delivery drivers who deliver arrangements.
Tips to Reduce Your Premium
- Separate delivery drivers under a driving code if they drive regularly
- This is a low-rate code — ensure all shop employees are properly classified here rather than under a higher-rated code
Frequently Asked Questions
What is workers comp class code 0251?
Class code 0251 covers retail florist shops where employees arrange and sell cut flowers, plants, and floral products. This is a relatively low-risk retail classification. Work involves flower arranging, customer service, and light delivery. It is distinct from florist farming (code 0035), which covers growing operations.
What is the workers comp rate for class code 0251 in Florida?
The current workers' compensation rate for class code 0251 in Florida is $1.85 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0251?
Florists, floral designers, counter sales staff, and delivery drivers who deliver arrangements.
How can I reduce my workers comp premium for class code 0251 in Florida?
Separate delivery drivers under a driving code if they drive regularly This is a low-rate code — ensure all shop employees are properly classified here rather than under a higher-rated code
Do I need workers comp insurance for employees classified under code 0251 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 0251 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0251 in FL.
Quick Facts
- Class Code
- 0251
- State
- Florida
- Rate per $100
- $1.85
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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