Cotton Gin
Florida Workers' Compensation Class Code 0400 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$3.20
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 0400?
Class code 0400 covers cotton gin operations, where raw cotton is mechanically separated from its seeds and cleaned for processing. Workers operate and maintain large mechanical gin equipment, handle raw cotton, and manage the resulting seed and fiber products. Risks include entanglement in machinery, dust inhalation, and fire hazards from cotton fiber.
Who is Covered Under This Code?
Gin operators, machinery maintenance workers, cotton handlers, and drivers.
Tips to Reduce Your Premium
- Lockout/tagout procedures are critical for machinery maintenance
- Cotton dust is a respiratory hazard — implement a dust control program
Frequently Asked Questions
What is workers comp class code 0400?
Class code 0400 covers cotton gin operations, where raw cotton is mechanically separated from its seeds and cleaned for processing. Workers operate and maintain large mechanical gin equipment, handle raw cotton, and manage the resulting seed and fiber products. Risks include entanglement in machinery, dust inhalation, and fire hazards from cotton fiber.
What is the workers comp rate for class code 0400 in Florida?
The current workers' compensation rate for class code 0400 in Florida is $3.20 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0400?
Gin operators, machinery maintenance workers, cotton handlers, and drivers.
How can I reduce my workers comp premium for class code 0400 in Florida?
Lockout/tagout procedures are critical for machinery maintenance Cotton dust is a respiratory hazard — implement a dust control program
Do I need workers comp insurance for employees classified under code 0400 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 0400 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0400 in FL.
Quick Facts
- Class Code
- 0400
- State
- Florida
- Rate per $100
- $3.20
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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