Grain Handling
Florida Workers' Compensation Class Code 0401 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.90
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 0401?
Class code 0401 covers grain handling operations at grain elevators, storage facilities, and grain processing plants. Workers receive, store, condition, and ship grain. Risks include grain dust explosions, engulfment in grain bins, falls from elevated structures, and respiratory hazards from grain dust.
Who is Covered Under This Code?
Grain elevator workers, grain handlers, equipment operators, and drivers.
Tips to Reduce Your Premium
- Grain bin entry procedures and confined space protocols are life-safety critical
- OSHA grain handling standard (29 CFR 1910.272) compliance is mandatory
- Dust explosion prevention programs are essential
Frequently Asked Questions
What is workers comp class code 0401?
Class code 0401 covers grain handling operations at grain elevators, storage facilities, and grain processing plants. Workers receive, store, condition, and ship grain. Risks include grain dust explosions, engulfment in grain bins, falls from elevated structures, and respiratory hazards from grain dust.
What is the workers comp rate for class code 0401 in Florida?
The current workers' compensation rate for class code 0401 in Florida is $2.90 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 0401?
Grain elevator workers, grain handlers, equipment operators, and drivers.
How can I reduce my workers comp premium for class code 0401 in Florida?
Grain bin entry procedures and confined space protocols are life-safety critical OSHA grain handling standard (29 CFR 1910.272) compliance is mandatory Dust explosion prevention programs are essential
Do I need workers comp insurance for employees classified under code 0401 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 0401 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 323-0785 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 0401 in FL.
Quick Facts
- Class Code
- 0401
- State
- Florida
- Rate per $100
- $2.90
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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