Swimming Pool Construction
Florida Workers' Compensation Class Code 5223 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.60
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5223?
Class code 5223 covers swimming pool construction, including the excavation, gunite or shotcrete application, plumbing, and finishing of residential and commercial swimming pools. In Florida, pool construction is a major industry due to the state's climate. Work involves operating excavation equipment, applying shotcrete, installing plumbing and electrical systems, and finishing pool surfaces. Hazards include excavation cave-in risks, falls into excavations, and chemical exposure from pool finishes.
Who is Covered Under This Code?
Pool builders, excavation operators, shotcrete applicators, pool plumbers, and tile setters.
Tips to Reduce Your Premium
- Excavation safety (OSHA 29 CFR 1926 Subpart P) is critical for pool excavations
- Silica dust from shotcrete application requires respiratory protection
- Separate any pool service and maintenance work under an appropriate service code
Frequently Asked Questions
What is workers comp class code 5223?
Class code 5223 covers swimming pool construction, including the excavation, gunite or shotcrete application, plumbing, and finishing of residential and commercial swimming pools. In Florida, pool construction is a major industry due to the state's climate. Work involves operating excavation equipment, applying shotcrete, installing plumbing and electrical systems, and finishing pool surfaces. Hazards include excavation cave-in risks, falls into excavations, and chemical exposure from pool finishes.
What is the workers comp rate for class code 5223 in Florida?
The current workers' compensation rate for class code 5223 in Florida is $2.60 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5223?
Pool builders, excavation operators, shotcrete applicators, pool plumbers, and tile setters.
How can I reduce my workers comp premium for class code 5223 in Florida?
Excavation safety (OSHA 29 CFR 1926 Subpart P) is critical for pool excavations Silica dust from shotcrete application requires respiratory protection Separate any pool service and maintenance work under an appropriate service code
Do I need workers comp insurance for employees classified under code 5223 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5223 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5223 in FL.
Quick Facts
- Class Code
- 5223
- State
- Florida
- Rate per $100
- $2.60
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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