Carpet, Linoleum, Vinyl Floor Tile Installation
Florida Workers' Compensation Class Code 5478 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$2.12
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 5478?
Class code 5478 covers the installation of carpet, linoleum, and vinyl floor tile. This is one of the lower-risk flooring installation codes. Work involves measuring, cutting, and installing floor coverings using adhesives and mechanical fasteners. Hazards include knee injuries from kneeling, chemical exposure from adhesives, and cuts from cutting tools.
Who is Covered Under This Code?
Carpet installers, vinyl floor tile installers, and linoleum installers.
Tips to Reduce Your Premium
- Knee protection programs reduce the most common injury type in flooring installation
- Chemical exposure from adhesives requires proper ventilation
- Separate ceramic tile work under codes 1747 or 5348
Frequently Asked Questions
What is workers comp class code 5478?
Class code 5478 covers the installation of carpet, linoleum, and vinyl floor tile. This is one of the lower-risk flooring installation codes. Work involves measuring, cutting, and installing floor coverings using adhesives and mechanical fasteners. Hazards include knee injuries from kneeling, chemical exposure from adhesives, and cuts from cutting tools.
What is the workers comp rate for class code 5478 in Florida?
The current workers' compensation rate for class code 5478 in Florida is $2.12 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 5478?
Carpet installers, vinyl floor tile installers, and linoleum installers.
How can I reduce my workers comp premium for class code 5478 in Florida?
Knee protection programs reduce the most common injury type in flooring installation Chemical exposure from adhesives requires proper ventilation Separate ceramic tile work under codes 1747 or 5348
Do I need workers comp insurance for employees classified under code 5478 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 5478 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 5478 in FL.
Quick Facts
- Class Code
- 5478
- State
- Florida
- Rate per $100
- $2.12
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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