Child Care Center
Florida Workers' Compensation Class Code 8869 • FWCJUA / NCCI • Effective 2025-01-01
Current Rate
$0.93
per $100 of payroll
FWCJUA / NCCI 2025-01-01
What is Class Code 8869?
Class code 8869 covers child care center operations, including daycare centers, preschools, and after-school programs. Work involves supervising and caring for children, preparing educational activities, and managing the facility. Hazards include lifting children (a significant cause of back injuries), exposure to childhood illnesses, and slip-and-fall injuries. Florida's large population of young families makes child care a significant industry.
Who is Covered Under This Code?
Child care teachers, aides, directors, and support staff.
Tips to Reduce Your Premium
- Lifting technique training for child care workers reduces back injury claims
- Immunization requirements for staff reduce infectious disease exposure
- Separate administrative and clerical staff under code 8810
Frequently Asked Questions
What is workers comp class code 8869?
Class code 8869 covers child care center operations, including daycare centers, preschools, and after-school programs. Work involves supervising and caring for children, preparing educational activities, and managing the facility. Hazards include lifting children (a significant cause of back injuries), exposure to childhood illnesses, and slip-and-fall injuries. Florida's large population of young families makes child care a significant industry.
What is the workers comp rate for class code 8869 in Florida?
The current workers' compensation rate for class code 8869 in Florida is $0.93 per $100 of payroll, as set by FWCJUA / NCCI effective 2025-01-01. Your actual premium will also depend on your experience modification factor (EMR) and the carrier you choose.
Who is covered under class code 8869?
Child care teachers, aides, directors, and support staff.
How can I reduce my workers comp premium for class code 8869 in Florida?
Lifting technique training for child care workers reduces back injury claims Immunization requirements for staff reduce infectious disease exposure Separate administrative and clerical staff under code 8810
Do I need workers comp insurance for employees classified under code 8869 in Florida?
Yes. Florida requires most employers to carry workers' compensation insurance for their employees. Class code 8869 employees must be covered. Penalties for non-compliance in Florida can be severe, including stop-work orders and fines. Contact Bright Coast Insurance at (239) 228-8029 for a fast, competitive quote.
Rates shown are advisory loss costs or assigned risk rates as of the effective date listed. Your actual workers' compensation premium will depend on your specific payroll, experience modification factor (EMR), carrier selection, and other underwriting factors. Contact Bright Coast Insurance for an accurate quote tailored to your business.
Premium Estimator
Enter your annual payroll to estimate your base premium for code 8869 in FL.
Quick Facts
- Class Code
- 8869
- State
- Florida
- Rate per $100
- $0.93
- Rating Org
- FWCJUA / NCCI
- Effective
- 2025-01-01
Related Class Codes
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